Florida Renters Insurance Information

We offer affordable renters insurance policies that have flexibility to meet your
individual needs and above all, provide you with the security that comes only
from the knowledge that your home is safe. If you live in an apartment or a
rented house, a Florida renters insurance policy covers you and your
possessions. A standard Florida renters insurance policy protects your
personal property in many cases of theft or damage, and may pay for
temporary living expenses if your rental is damaged so seriously you can't live
in it. It can also protect you from personal liability.

The standard Florida renters insurance policy covers the actual cash value of
personal property. Payments are based on the replacement cost of the
property minus a deduction for physical depreciation and obsolescence. If you
add replacement cost coverage (for an additional premium), the insurance
company will pay one of the two amounts below, whichever is lower?

1. The cost to replace the property with a similar type and quality of property
without a deduction for depreciation.

2. The full cost to repair at the time of the loss.

A Florida renters insurance policy is a popular form of personal insurance and
usually contains four sections: C, D, E, and F:

Coverage C - protects your personal property, (e.g. furniture, CDs, stereo
and clothes). You choose a dollar amount limit (what you think your
possessions are worth) when you purchase a Florida renters insurance policy.

Coverage D - covers loss of use - the expenses you face when your
apartment can't be used due to an insured loss. This is usually 20% of your
personal property limit.

Coverage E - covers your personal liability claims and suits for bodily injury
or property damage. You choose this limit when you purchase the Florida
renters insurance policy.

Coverage F - pays for medical expenses for minor injuries to others even if
you were not at fault. The policy normally includes limits of $1,000 per
person.

A Florida renters insurance policy covers "named perils" listed on your policy
and usually include the following:

Theft, Fire or Lightning, Windstorm or Hail, Explosions, Riots, Aircraft,
Vehicles, Smoke, Vandalism, Falling objects, Weight of ice, snow, or sleet,
Accidental discharge or overflow of water or steam, Sudden and accidental
tearing apart, cracking, burning, or bulging, Freezing, Sudden and
accidental damage from artificially generated electrical current , Volcanic
eruptions (doesn't include earthquake or tremors)

Click on the link below to fill out a secure quote request form for a Florida
Renters Insurance policy that will provide excellent insurance coverage at
an affordable cost. Or you can speak with one of our Florida Renters
Insurance agent specialists at (954) 434-6515 to discuss the policy
features in more detail.

Click here to fill out a

Florida Renters Insurance

policy quote request form

We are a Davie, FL insurance agency offering affordable Florida renters
insurance policy premiums in the following cities and counties: Coral
Springs, Fort Lauderdale, Parkland, Coconut Creek, Margate, North
Lauderdale, Lighthouse Point, Hillsboro Beach, Deerfield Beach, Boca
Raton, The Hamptons, Highland Beach, Weston, Plantation, Playland Isles,
Melrose Park, Lauderhill, Sunrise, Tamarac, Wilton Manors, Oakland Park,
Lauderdale Lakes, Sea Ranch Lakes, Villages of Oriole, Pompano Beach,
Lauderdale-by-the-Sea, Boca West, Delray Beach, Boca Pointe, Boynton
Beach, Lantana, Rainbow Lakes, Atlantis, Lake Worth, Miami, South Palm
Beach, Palm Springs, Greenacres, Wellington, Haverhill, Palm Beach,
Golden Lakes, Riviera Beach, Glen Ridge, West Palm Beach, Lake Park,
Royal Palm Beach, Jupiter, Juno Beach, North Palm Beach, Loxahatchee,
Belle Glade, Palm Beach Shores, South Miami, Cutler Ridge, Princeton,
Perrine, Naranja, Homestead, Florida City, Leisure City, Richmond Heights,
Pinecrest, Howard, Coral Way Village, Westchester, Westwood Lakes,
Brownsville, Sweetwater, Key Biscayne, North Bay Village, Miami Beach,
Miami Springs, Virginia Gardens, Hialeah, El Portal, Miami Shores, Medley,
Indian Creek, Surfside, Bal Harbour, North Miami, Biscayne Park, Pinewood
Park, Opa Locka, Bunche Park, Hialeah Gardens, Palm Springs North, Carol
City, Norland, Ojus, Miami Lakes, Biscayne Gardens, Hallandale, Sunny
Isles Beach, Golden Beach, Aventura, Uleta, Miramar, Pembroke Pines,
North Miami Beach, Hallandale Beach, Ives Estates, Pembroke Park, Coral
Gables, Kendall, Dania Beach, Cooper City, West Miami, Hollywood,
Broward County, Palm Beach County, and Miami-Dade County, FL. We can
also offer our Florida renters insurance coverage services throughout the
Sunshine state, including in Orlando, Tampa, St. Petersburg, Sarasota,
Tallahassee, Gainesville, and Jacksonville, FL.

**The information, pictures, and other content in this website about particular insurance
services is only provided for informational purposes. Any decisions regarding your
insurance needs should be discussed with a licensed insurance agent.